Health & Medicare Policies in Donegal, PA & Surrounding Areas
Medical insurance is becoming more important, and we offer plans for all age groups. Financial & Group Service, Inc. in Donegal, PA is an independent, locally owned business that strives to provide each and every client with premium service and value. We offer personal and commercial insurance policies to protect you, your family, and your employees.
At the end of the day, we want to provide you with the best coverage options at prices you can afford. We will never push you in a direction that isn’t right for you or your needs. We want you to be happy and have the peace of mind that you, your loved ones, and employees are covered.
This type of insurance helps cover the cost of an insured individual’s expenses stemming from medical and surgical procedures. We can build you a policy that fits your situation, whether you want a High-Deductible Plan with Health Savings Account (HSA) or a co-pay plan with a lower deductible, we can set you up with a plan that’s right for you and your family.
Medicare is a federal health insurance program for individuals who are 65 or older. There are four different parts to Medicare, Part A, B, C, and D.
Part A is hospital insurance that covers inpatient hospital stays, hospice care, and some home health care
Part B is medical insurance covering certain doctor services, medical supplies, outpatient care, and more
Part C is Medicare Advantage Plans cover both Parts A and B and are offered by private insurance companies.
Part D is Prescription Drug Coverage. This coverage also offered by private insurance companies and is a rider to either federal provided or private insurance.
When you sign up for Medicare, you’re automatically enrolled in Part A and Part B, but Part B is optional. If you opt out of Part B, you are not eligible for Parts C and D. Meanwhile, Parts C, and D are options we offer coverage for, plus Medicare Supplement plans.